違法な金融業者にご注意！ ： 金融庁

This page is a financial regulatory alert warning against illegal lending operators. The Financial Services Agency emphasizes that lending businesses must be registered with the Financial Bureau or prefectural governor. Unregistered operators often use deceptive names like "Bank" or "Trust" to impersonate legitimate institutions. These illegal lenders target vulnerable borrowers with promises of low interest and quick approval, but charge excessively high interest rates exceeding the legal limit of 20% annually. They employ aggressive collection tactics against borrowers and their families. The key prevention measure is verifying a lender's registration status before borrowing.