www.mlit.go.jp/report/press/house01_hh_000128.html

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報道発表資料：固定金利型住宅ローンの利用円滑化等の取組内容を発表します！<br>～フラット３５の融資限度額の見直し、残価設定型住宅ローン保険の創設等を実施～ - 国土交通省

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https://www.mlit.go.jp/report/press/house01_hh_000128.html

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This page announces measures to facilitate the use of fixed-rate mortgages in response to rising housing prices and changing financial environments. Key initiatives include raising Flat 35's lending limit from 80 million yen to 120 million yen, introducing a child-rearing household interest rate reduction program for refinancing, and creating an insurance system to support residual value setting mortgages that reduce monthly repayment burdens. The government also plans to conduct awareness campaigns in cooperation with financial regulators to ensure borrowers understand interest rate risks.