www.fsa.go.jp/common/about/kaikaku/fsaanalyticalnotes/20250121/20250121.html
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FSA Analytical Notes（2025.1）vol.2の公表：金融庁
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This page announces the publication of "FSA Analytical Notes (2025.1) vol.2" by Japan's Financial Services Agency on January 21, 2025. The FSA uses high-granularity data including loan details to better understand financial institutions' management conditions and system resilience. The report features two analyses: borrower classification assignments for common borrowers across multiple banks, and actual conditions of regional banks' mortgage lending. Findings include regional differences in interest rates and increasing loan amounts and periods. The FSA commits to advancing data utilization in financial administration as a medium-to-long-term priority.
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